VA Loans in Dallas
Dallas is home to a proud veteran community and to the Dallas VA Medical Center, the hub of the VA North Texas Health Care System. Whether you are buying your first home, moving up or relocating to Dallas on PCS orders, I help you use your VA benefit with a clear plan.
How the VA loan works for Dallas buyers.
The VA home loan is one of the strongest benefits you earned. According to the VA, VA backed purchase loans do not require a down payment or monthly mortgage insurance. Veterans who receive VA compensation for a service connected disability are exempt from the VA funding fee.
In Texas, veterans who receive 100 percent VA disability compensation may qualify for a full property tax exemption on their homestead, according to the Texas Comptroller. That can make a big difference in what owning a home in Dallas really costs each month.
Take the 60 Second Benefits CheckFind the right home, not just any home.
From Oak Cliff and Lake Highlands to the suburbs along I-20 and I-35E, Dallas offers homes at a wide range of price points. I help you find homes that fit your budget, meet VA appraisal standards and keep your commute to work, base or the VA reasonable.
- Homes screened with VA appraisal standards in mind
- Offers written to compete, including asking for seller paid closing costs when it makes sense
- Tours scheduled around duty, work and family
- One plan from your benefits call to the closing table
VA health care near Dallas
- Dallas VA Medical Center
4500 South Lancaster Road, Dallas, TX 75216 - Polk Street VA Clinic
4243 South Polk Street, Dallas, TX 75224 - Garland VA Medical Center
2300 Marie Curie Boulevard, Garland, TX 75042 - Grand Prairie VA Clinic
2737 Sherman Street, Grand Prairie, TX 75051
Locations from the VA North Texas Health Care System.
Three steps to your Dallas home.
Free benefits call
We talk through your goals, timeline, entitlement and what you want in a home. No pressure and no cost.
Get pre-approved
I connect you with a VA savvy lender. Ask me about my lending partner's Zero for Heroes program.
Shop, negotiate and close
I represent you from the first showing to the closing table and make sure your VA benefit and your offer work together.
Straight answers.
Can I buy a home in Dallas with no down payment using a VA loan?
The VA does not require a down payment on VA backed purchase loans. Your lender sets its own credit and income requirements, and your entitlement and the home price matter. I'll help you understand your options before you shop in Dallas.
Do VA loans have monthly mortgage insurance?
No. According to the VA, VA backed purchase loans do not require monthly mortgage insurance (PMI).
Who is exempt from the VA funding fee?
According to the VA, you do not pay the funding fee if you receive VA compensation for a service connected disability, among other exemptions. Your lender can confirm your status on your Certificate of Eligibility.
Do disabled veterans pay property taxes in Texas?
Texas offers a full residence homestead exemption for veterans who receive 100 percent VA disability compensation for a service connected disability, either from a 100 percent rating or individual unemployability, according to the Texas Comptroller. Veterans with lower ratings may qualify for a partial exemption. Check with your county appraisal district.
Do you work with VA buyers outside Dallas?
Yes. I serve veterans and military families across Texas, including Dallas, DeSoto, Duncanville, Cedar Hill, Grand Prairie, Mesquite, Garland and Irving.
Buying near Fort Worth instead? See VA loans in Fort Worth.
Book your free benefits call.
Pick a time that works for you, or call or text 682-214-6217.